Fidelity Guarantee Insurance

Tamkeen offers employers a special insurance against the risks breach of trust committed by employees that indemnify employers from incurring any material burdens and/or loss caused by employees’ breach of trust, subject to flexibility considerations in meeting specific insurance needs.

The Company is committed to honoring its obligations towards subscribers (policyholders) and responding quickly and promptly after any incident, in a professional environment based on clarity and credibility to achieve its vision of creating an integrated partnership with subscribers. The Company is committed to its mission and corporate identity based on the full adoption of principles and standards of application of Islamic insurance compliant with the provisions of Islamic Sharia’a.

Insurance Coverage:

Under the Breach of Trust insurance Program, the Company is obliged to disburse reparations for damages and/or losses and to compensate employers for cash and/or monetary loss or any loss of property or goods caused by breach of trust by employees and workers due to fraud, forgery, theft or bribery.

Calculate the Value of Insurance Subscriptions (Premiums)

Insurance subscriptions (premiums) are calculated on the basis of total insurable value

 (maximum limit of indemnity) quality procedures, and nature of the job/profession.

Subscriptions (premiums) are calculated as a percentage of the total insurable value

( maximum limit of indemnity)

Apply for this program